Find out how much your child's education will cost — from play school to postgraduate — adjusted for India's education inflation.
🧒 Child & Location
We'll calculate costs from this age to graduation.
Costs vary significantly by city tier.
Choose the type of school you plan to enrol your child in.
🎓 Higher Education
🏠 Hostel / Boarding
📖 Coaching Classes
🏅 Include PG Degree
Coaching adds estimated tuition costs for Class 9–12 (JEE/NEET/board prep).
❓ Frequently Asked Questions
How accurate is this Education Cost Estimator?+
The estimates are based on average 2024–25 fee structures across India, adjusted for city tier and school type. Real costs vary significantly by institution. Use this as a planning baseline — actual fees may be ±30–50% depending on your specific school or college.
What inflation rate is used?+
We use 8% annual education inflation, which is the approximate long-term average for India as per RBI data. This is significantly higher than general CPI inflation (~5–6%), reflecting rising school and college fees.
Does this include living/hostel costs?+
Yes. If you select the hostel/boarding option for higher education, the tool adds estimated hostel, mess, and incidental costs for the city tier you selected.
Should I invest for my child's education separately?+
Absolutely. Starting a dedicated SIP (Systematic Investment Plan) early is the most effective way to beat education inflation. Even ₹2,000/month in an equity mutual fund for 15 years can grow to ₹10–15 lakh.
Are coaching and tutoring costs included?+
By default, no. If you toggle on the coaching option, we add an estimated coaching cost (JEE/NEET/UPSC preparation, board tuition, etc.) for Class 9 onwards based on current market rates.